UBI, or universal basic income, is a form of direct cash assistance to help the most vulnerable get back on their feet. A new study in Denver suggests it works.
  • Gigan@lemmy.worldEnglish
    239·
    1 年前

    No. But lots of people are bad financially and get themselves into too much debt without a way out and I don’t think I should be responsible for bailing them out.

    • hydrospanner@lemmy.worldEnglish
      13·
      1 年前

      A 17 year old kid is forced into taking on debt to attend college with, at the time they agree to it, no way of paying it off. It’s a gamble any which way you slice it. And they have no frame of reference to understand the decision they’re making.

      The school isn’t on the hook to ensure they get gainful employment that would pay them enough to manage that debt. The loan servicer isn’t either. Only the kid is going to be held to anything, yet the shitty take is always, “They knew what they were signing up for, so fuck em. I want them to suffer for their bad decision.”

      With all sincerity, I hope you encounter misfortune through no fault of your own that ruins your financial security for the next 20 years.

      Maybe that’ll teach you a little empathy.

      • cricket97@lemmy.worldEnglish
        216·
        1 年前

        No one is forced to go to college. And they definitely aren’t forced to attend 50k+/year universities.

      • Gigan@lemmy.worldEnglish
        219·
        1 年前

        A 17 year old kid is forced into taking on debt to attend college

        No they’re not! No is forced to go to college, and no is forced to go into debt to do it! Those are both choices they made! The premise of your whole argument is not true!

        With all sincerity, I hope you encounter misfortune through no fault of your own that ruins your financial security for the next 20 years.

        Unlikely, I plan ahead and don’t make stupid financial decisions.

        • maniclucky@lemmy.worldEnglish
          10·
          1 年前

          This shit is bad for society, and by extension you. Loan services and schools suck up vast wealth that… goes into rich pockets and widens the income gap. Money that could go to purchasing goods and services, or supporting businesses of any size, or buying houses, or having kids, or paying taxes that could be used on useful things like decent roads (how taxes are used specifically is outside the scope of this discussion, just an example).

          Your whole world could be better through loan forgiveness, just not specific to you. Just everything around you better. Just requires a little less “got mine”.

        • Bipta@kbin.social
          1·
          1 年前

          Unlikely, I plan ahead and don’t make stupid financial decisions.

          Oh sweet summer child…